Life Insurance w/ Living Benefits

Living Benefits:

Chronic Illness – Pays a lump sum benefit should you suffer from a triggering illness such as cancer, heart attack, stroke, Lou Gehrig’s disease (ALS), blindness due to diabetes, kidney failure or major organ transplant, and more!

Critical Illness – Pays a monthly benefit should you become diagnosed as chronically ill and unable to perform two daily activities such as bathing, dressing, eating, or due to cognitive impairment. This benefit is paid annually (up to 24% of your death benefit). Policy must be in-force for 2 years.

Terminal Illness – Pays a benefit if you are diagnosed with a terminal illness resulting in life expectancy of less than 12 months (24 months in some states). This can be used for experimental medicine, prepare for final expenses or any other purpose you feel necessary.

Death Benefit – In the even of death, the insurance company will pay the lump sum of the face amount to the beneficiaries on the policy.

Types of Life Insurance Available

• Whole Life
• Final Expense
• Term (10-15-20-25-30 Years)
• IUL
• Children College Saving package
• Mortgage Protection Insurance
• Annuity

Let us help you with the “peace of mine” knowing your family future is protected.